Product Description

YouPay is a fully customizable white-label digital wallet and card platform that enables businesses, banks, fintechs, and enterprises to deliver branded digital payment solutions quickly and securely. Designed for scalability and compliance, YouPay empowers organizations to offer seamless digital transactions, customer loyalty programs, and embedded financial services without the complexity of building infrastructure from scratch.

Whether you are looking to launch a branded eWallet, issue digital or physical cards, or integrate with loyalty and rewards ecosystems, YouPay provides the flexibility, speed, and compliance framework required to succeed in today’s digital economy.

Key Features:
Digital Wallet & Payments

Secure storage of funds and instant peer-to-peer (P2P) transfers
Support for QR code, NFC, and in-app payments
Multi-currency support with real-time exchange rates

Card Issuance & Management

White-label physical and virtual card issuance
Card controls (limits, freeze/unfreeze, spend alerts)
Integration with major payment networks (Visa, Mastercard, UnionPay)

Loyalty & Rewards

Built-in loyalty program engine for points, cashback, and discounts
Tiered rewards and gamification features to boost engagement
Real-time redemption through wallet or partner merchants

Security & Compliance

PCI-DSS certified infrastructure for secure transactions
Two-factor authentication, biometric login, and fraud detection
ISO-8583 & ISO-20022 messaging standards for interoperability

Integration & APIs

Open APIs for seamless integration with banks, fintechs, and enterprise systems
Pre-built connectors for POS systems, e-commerce, and ERP platforms
Cloud deployment on AWS, Microsoft Azure, or Google Cloud

Business Intelligence & Analytics

Real-time dashboards for transaction monitoring
Customer insights and segmentation tools
Predictive analytics to identify trends and drive revenue growth

Customization & Branding

Fully white-labeled interface to reflect your brand identity
Mobile app (iOS & Android) and web wallet options
Flexible architecture to adapt to industry-specific needs

Benefits:

Faster go-to-market with a proven, scalable solution
Increased customer engagement through loyalty and rewards integration
Revenue growth from transaction fees, card issuance, and merchant services
Future-proof technology with cloud scalability and global compliance

Youtap - YouPay Digital eWallet & Card PlatformYoutap Mobile Money Asia PTE Limited

Youtap - YouPay Digital eWallet & Card Platform

Youtap Mobile Money Asia PTE Limited

Youtap - YouPay Digital eWallet & Card Platform

Youtap Mobile Money Asia PTE Limited

Youtap - YouPay Digital eWallet & Card Platform
Youtap Mobile Money Asia PTE Limited